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What should you know as a first-time buyer?

I think this article will enlighten many buyers, so feel free to call me or e-mail me with any questions as usual.

http://www.smartmoney.com/personal-finance/real-estate/new-rules-for-firsttime-home-buyers-1299539050817/

For more information on Sacramento real estate, please contact Carmen at  916-342-2446 , or e-mail at carmen@carmenmicsa.com. Also to receive free listings, go to www.Dynamicsacramentohomes.com. And last, but not least be sure to ask for your 7-night cruise when buying with Carmen and her team of experienced agents, as well as a $500 credit to your closing costs if you mention this blog article.

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Mortgage Defaults decline, Low rates, Great Time to Buy!

With home mortgage defaults decline to a 3-year low and one of the lowest interest rates, there is no better time to buy a house. 

Even though it is a buyer’s market, buyers need to understand how to win the house that they like while still getting the best deal, interest rate and so on, which is why I’ve created a list of important items for prospective buyers:

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First-Time Buyers Beat the November 30 deadline! 10 Tips to Getting Your Offer Accepted!

The excitement, the expectations, the dreams of owning a home in this so-called “buyer’s market,” can be easily crushed if you’re not armed with the right information to become a happy homeowner.  Therefore, as an agent who works with both first- time buyers and investors, I came up with a guide to explaining the buying process in our hot market that fetches up to 20 offers on a house sometimes.

As our inventory is low right now and prices pretty much on the bottom, buyers are swarming to grab their little piece of the pie. Low prices and low interest rates have been key, but November 30, the coming deadline for homeowners to close escrow on their home in order to take advantage of the $8,000 Federal Tax credit, has motivated many first time buyers to act.

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