Archive for February, 2009
Sacramento buyers on alert! FHA/VA guidelines changes!
February 24th, 2009 categories: Mortgage news
The frenzy of getting into contract by Friday can drive a buyer insane, as the new FHA/VA loans guidelines have changed this week unannounced.
Luckily, after submitted many offers for my first-time buyer, we were able to get accepted on a house, so now my buyer who does not meet the new guidelines is relieved and excited to get into her first home.
If your credit score is not quite up to par, then you should act quickly to get into a home under the old FHA/VA program that allowed borrowers to get approved for the loan even with a lower score. Read the rest of this entry »
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Ask Carmen: Is winter a good time to buy a home?
February 18th, 2009 categories: Ask Carmen
Answer: “When it rains, it pours” just like today in Sacramento when we’ve been hit with down-pouring rain. Within three hours we received more rain than the entire month of January.
I’ll be using the rain analogy form today to point out why winter is the very best time to buy a home, in my opinion: Read the rest of this entry »
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First-time Buyer Tax Credit-Maximum $8,000!
February 17th, 2009 categories: Real Estate news
Everybody has been waiting to find the latest news about the first-time buyer tax credit, which finally came through today with the approval of a maximum credit of $8,000.
Please read the detailed explanations that I put together in this chart, showing the old tax credit law and the new one, so that you know what to expect and how to get a piece of the action, once you bought your house.
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Ready to hit the Jackpot? $15,000 Tax Break!
February 5th, 2009 categories: Community Events
Being a first time buyer means stuffing money in your pocket with the new Senate vote that voted a tax break up to $15,000 to home buyers, as they are looking to stay on track with the economic stimulus bill. Read the rest of this entry »
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